Providing families with a place that is their own is an avenue to build wealth over time. This “wealth” is built, through the creation of equity. Equity is the difference between how much your home is worth and how much you owe on your mortgage. You can build equity over time by paying down your mortgage
Today’s homeowners choose a 30-year fixed-rate mortgage. There are many reasons for its broad appeal, including affordability, stability, and flexibility. What’s more, it provides you and your family with “inflation protection! The fixed-rate mortgage – whether it’s a 10, 20 or 30-year term – provides inflation protection, meaning that even if mortgage rates increase in
People forget about the tremendous financial responsibility of purchasing a home at their own risk. Here are a few tips. Get pre-approved: By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can’t afford. You can also put yourself in a better position to make a serious offer
Selling your home doesn′t just mean hiring a realtor to stick a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time. Repair. Just because you’ve gotten used to the paint on the walls and the curtain on the windows
small city versus a Large city can be an intimidating Here are a few tips to help make your move as painless as possible. Research before you move: Do research online and find out about school systems, neighborhoods, weather, and laws that are native to that area. If you can, visit a city before moving and connect
How long does it take to buy a home? There are a lot of variables to consider, including how quickly you want to buy a home, so the timeline is different for every buyer. STEP 1 UNDERSTAND WHAT YOU CAN AFFORD Get very familiar with your finances — your credit score, income, debts, savings, and monthly expenditures find
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