Build wealth over time

Providing families with a place that is their own is an avenue to build wealth over time. This “wealth” is built, through the creation of equity. Equity is the difference between how much your home is worth and how much you owe on your mortgage. You can build equity over time by paying down your mortgage … Continued

Smart Homes: The Way of the Future or a Risk to Homeowners

Glitches of early iterations aside, smart home technology has an increasingly active presence in the lives of homeowners who are looking for convenience and savings in a pushed-for-time era. From adaptive thermostats that automatically gauge energy usage and alter temperatures for optimal savings, to smart home speakers that use sophisticated artificial intelligence to provide services … Continued


Today’s homeowners choose a 30-year fixed-rate mortgage. There are many reasons for its broad appeal, including affordability, stability, and flexibility. What’s more, it provides you and your family with “inflation protection! The fixed-rate mortgage – whether it’s a 10, 20 or 30-year term – provides inflation protection, meaning that even if mortgage rates increase in … Continued


People forget about the tremendous financial responsibility of purchasing a home at their own risk. Here are a few tips. Get pre-approved: By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can’t afford. You can also put yourself in a better position to make a serious offer … Continued

Do You Have Home Improvement Envy? You’re Not Alone

Have you found yourself longingly peering into the yard next door to check out their new water feature only to start drawing up the blueprints for your own a week later? If you answered yes, turns out you’re just one of the many who experience jealousy—and a little competitive drive—over others’ home improvement projects. In fact, … Continued


Selling your home doesn′t just mean hiring a realtor to stick a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time.   Repair. Just because you’ve gotten used to the paint on the walls and the curtain on the windows … Continued


Have you been considering selling your home? Many experts believe we may be at a peak in the market with interest rates continuing to rise. Many buyers will continue to lose buying power as the Federal Reserve continues to up these rates. This in turn will cause sellers to not be able to get as … Continued

Moving from one city to Another

small city versus a Large city can be an intimidating Here are a few tips to help make your move as painless as possible. Research before you move:  Do research online and find out about school systems, neighborhoods, weather, and laws that are native to that area. If you can, visit a city before moving and connect … Continued


How long does it take to buy a home? There are a lot of variables to consider, including how quickly you want to buy a home, so the timeline is different for every buyer. STEP 1 UNDERSTAND WHAT YOU CAN AFFORD  Get very familiar with your finances — your credit score, income, debts, savings, and monthly expenditures find … Continued

Strike while the iron is hot

It’s tough to know when the right time to sell your home is, unless you’re in a situation that you need to (job transfer, etc.) The best time to sell is when the market is hot, and right now it’s certainly at a peak. It could continue to go up or it could go down. … Continued

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