Smart Homes: The Way of the Future or a Risk to Homeowners

Glitches of early iterations aside, smart home technology has an increasingly active presence in the lives of homeowners who are looking for convenience and savings in a pushed-for-time era. From adaptive thermostats that automatically gauge energy usage and alter temperatures for optimal savings, to smart home speakers that use sophisticated artificial intelligence to provide services … Continued

INFLATION PROTECTION !!

Today’s homeowners choose a 30-year fixed-rate mortgage. There are many reasons for its broad appeal, including affordability, stability, and flexibility. What’s more, it provides you and your family with “inflation protection! The fixed-rate mortgage – whether it’s a 10, 20 or 30-year term – provides inflation protection, meaning that even if mortgage rates increase in … Continued

DEALING WITH YOUR FINANCE

People forget about the tremendous financial responsibility of purchasing a home at their own risk. Here are a few tips. Get pre-approved: By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can’t afford. You can also put yourself in a better position to make a serious offer … Continued

Do You Have Home Improvement Envy? You’re Not Alone

Have you found yourself longingly peering into the yard next door to check out their new water feature only to start drawing up the blueprints for your own a week later? If you answered yes, turns out you’re just one of the many who experience jealousy—and a little competitive drive—over others’ home improvement projects. In fact, … Continued

REPARING TO SELL

Selling your home doesn′t just mean hiring a realtor to stick a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time.   Repair. Just because you’ve gotten used to the paint on the walls and the curtain on the windows … Continued

Sweat-quity

Have you been considering selling your home? Many experts believe we may be at a peak in the market with interest rates continuing to rise. Many buyers will continue to lose buying power as the Federal Reserve continues to up these rates. This in turn will cause sellers to not be able to get as … Continued

Moving from one city to Another

small city versus a Large city can be an intimidating Here are a few tips to help make your move as painless as possible. Research before you move:  Do research online and find out about school systems, neighborhoods, weather, and laws that are native to that area. If you can, visit a city before moving and connect … Continued

On Low Inventory: From Challenge Comes Opportunity

  Low inventory is the foremost issue in the housing market right now. Buyers face relentless demand for a scarce supply of reasonably priced homes. In a recent survey by the National Association of Mortgage Professionals (NAMB), fifty-eight percent of mortgage professionals cited low inventory as the biggest hurdle for homebuyers today.    The inventory dilemma has … Continued

First Time Homebuyer vs the Market

First Time Homebuyers are my favorite clients to work with. There is so much that is unknown when starting the process. Being able to guide them along is the most rewarding part of my job. They trust you to the fullest and your advice is everything because you are the expert. With that said, most … Continued

Five tips when considering a HELOC for Home Renovations

Homeowners looking to undertake home renovations can often use a home equity line of credit or HELOC to finance their projects. Here are five quick tips on how to shop for and manage a HELOC: Shop around. Comparison shop to get the best rate.   Ask about the margin. If you’re offered a rate that’s … Continued

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